Health insurance agency must expand benefits package –– Anakalusugan party-list
CEBU CITY — Filipinos should not have to pay for check-up and diagnostic (blood) tests because the Philippine Health Insurance Corp. (PhilHealth) has more than enough funds to cover these procedures, Anakalusugan party-list nominee Michael Defensor said.
“PhilHealth operates like an insurance company. By its very nature, some members avail of the benefits while others do not. This means PhilHealth has the money to cover these expanded benefits,” said Defensor, who attended a regional meeting of the Mayor Rodrigo Roa Duterte-National Executive Coordinating Committee in Toledo City over the weekend.
Defensor chided PhilHealth for its failure to provide equitable access to medical services and procedures, both preventive and curative, to all Filipinos despite its mandate to provide insurance coverage to those who are employed in government or in the private sector, indigents, senior citizens and sponsored members.
“PhilHealth has a fund of at least P105 billion. Under the Universal Health Care, that amount will go up to at least P160 billion. If we get sick, there is an insurance that will guarantee our payment – that is the role of PhilHealth. But its diagnostic tests and check-ups are focused on when you are already very sick or confined. Our advocacy is to push for diagnostics and check-ups even before you are sick,” he said.
“Even maintenance medicines should be free and covered by PhilHealth. Hindi tayo dapat magbayad kahit singko dahil may pera ang PhilHealth – kailangan lang ilagay sa tamang programa. We just need to ensure that PhilHealth funds are properly handled,” he added.
Defensor stressed that expanding the coverage of PhilHealth to include preventive procedures and maintenance medicines will help prevent three top causes of death in the country – heart-related diseases and stroke, cancer and diabetes.
“These are all non-communicable diseases, yet Filipinos die from these because they do not know that they are already suffering from these diseases owing to their inability to avail of a check-up or diagnostic test,” he said.
By end-November 2018, PhilHealth posted a net income of P8 billion, a seven-fold growth from the insurance agency’s P1 billion net income in 2017.
The state firm also registered a premium income of P118 billion or 21 percent higher than the P97.18 billion collected in 2017.
PhilHealth’s investment portfolio also rose to P152 billion while its benefit payments reached P111 billion in 2018.